Inland Marine Floaters

WHAT IS IT?

Protection for the unexpected

Inland Marine Floaters Benefits

Inland marine policies cover any item that is mobile in nature or transported for business. These items may not be covered under your business property insurance if they are off-site, so inland marine floaters are used to guard against this risk.

Plan Summary

Contrary to what its name implies, inland marine coverage is not boating insurance. The term originates from early shipping days when merchants, who relied on bodies of water for transportation, need protection for their goods. Now, transportation uses a variety of systems over land, rails and air, but the original term still applies. The term floater is used in insurance to refer to a policy that covers gaps or extends coverage of other policies.

Other Plans to Consider

Sometimes claims exceed the maximum coverage limits of insurance plans. Don’t find yourself with empty pockets – extend your coverage with an umbrella policy.

WHAT DOES IT COVER?

Personalized to your unique business situation

Musical, Theatrical and Photography Equipment

This coverage type is for professional musicians, school bands or other organizations.

Bailee’s Coverage

This coverage type is for property of others in the insured person’s possession for repairs, cleaning, etc.

Equipment Dealers

This typically covers equipment that is leased out and operated off premises.

Exhibition Items

Products and/or equipment used in trade shows or other exhibitions.

Portable Business Equipment

Portable business equipment, such as used by veterinarians or pet groomers.

Cargo Transportation

Cargo transportation, including goods being shipped to or from the insured.

TALK TO AN AGENT

Together, lets find the right policy for you.

Our knowledgeable agents can walk you through the process of finding the right policy for you. They can review these points and more to help you make the right decision for your business.

How much will it cost to repair or replace my property if it is damaged or destroyed?

Ask your agent to talk you through your property’s value so you can make an informed decision about coverage.

What discounts may be available?

You may qualify for a range of discounts that your agent will help you uncover for increased savings.

What is the process of filing and settling a claim?

Our agents will make sure you know who to call and what happens after you file the claim.

Amanda Sims
INSURANGE AGENT

Need Assistance? Call us at:

(337) 828-5867

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GET A QUOTE

We look forward to working with you. Just fill out the form below, click Submit, and one of our agents will contact you as soon as possible.

Insurance coverage cannot be bound or changed via submission of any online form/application provided on this site or otherwise. No binder, insurance policy, change, addition, and/or deletion to insurance coverage goes into effect unless and until confirmed directly by a licensed agent.