Excess Flood


Protection for the unexpected

Flood/Excess Flood Benefits

Don’t rely on federal disaster assistance. Government assistance may only be offered if the President formally declares a disaster, and even then, the coverage will not be timely, full or guaranteed.

Plan Summary

Standard flood policies cover building and contents losses up to a certain dollar amount. If your estimated costs to rebuild are higher than this amount, your business may be eligible for extended coverage with an excess flood insurance policy. Our agents can walk you through determining if this policy is right for you.

Other Plans to Consider

Sometimes claims exceed the maximum coverage limits of insurance plans. Don’t find yourself with empty pockets – extend your coverage with an umbrella policy.


Personalized to your unique business situation

Building Property Damage

Flood insurance has two policy types, one being coverage for the loss or damage of your home up to $250,000. This policy covers the building but not any of your personal property inside your business.

Personal Property Damage

The other polity type covers the loss or damage of your personal property up to $100,000. This policy can be combined with a building property policy so that your business and personal items are covered.


Together, lets find the right policy for you.

Our knowledgeable agents can walk you through the process of finding the right policy for you. He/she will go over these points and more to ensure you are equipped to make the right decision for your business.

How much will it cost to repair or replace my property if it is damaged or destroyed?

Ask your agent to talk you through your property’s value so you can make an informed decision about coverage.

What discounts may be available?

You may qualify for a range of discounts that your agent will help you uncover for increased savings.

What is the process of filing and settling a claim?

Our agents will make sure you know who to call and what happens after you file the claim.

Amanda Sims

Need Assistance? Call us at:

(337) 828-5867



Helping you get the best coverage at the lowest price possible.

We look forward to working with you. Just fill out the form below, click Submit, and one of our agents will contact you as soon as possible.