While homeowner’s insurance usually includes personal article protection, these policies are often limited to keep premiums low. Personal articles insurance extends protection of the physical items that you love in case of damage or theft.
Our clients often do not realize the value of their possessions, and this amount can add up fast. Personal articles insurance helps you cover the cost of replacements or reimburses cash value to help you put the pieces back together after a disaster.
While Personal Article insurance is meant to cover your assets in the event of a disaster or theft, other plans can also be considered for further protection. We also provide Homeowners, Flood/Excess Flood and Dwelling Fire insurance coverages.
This coverage type is typically added to extend coverage on extremely valuable items such as jewelry or antiques, guns, vinyl records, coins or any other extensive collection
Coverage of items such as musical instruments that may not be included in your base policy
For items housed in a storage unit or other location away from your home
Our knowledgeable agents can walk you through the process of finding the right policy for you. He/she will go over these points and more to ensure you are equipped to make the right decision for your personal articles insurance policy.
Ask your agent to talk you through your property’s value so you can make an informed decision about coverage.
You may qualify for a range of discounts that your agent will help you uncover for increased savings.
Our agents will make sure you know who to call and what happens after you file the claim.