Arguably nature’s most destructive forces, this policy protects against direct damage by providing either replacement cost or cash value for a covered loss.
Dwelling fire insurance is a focused policy, differing from broad form homeowners insurance. Dwelling fire policies protect a home against perils such as fire, hail or lightning.
While dwelling fire insurance is meant to cover your property against natural disasters such as hail, fire and lightning, separate policies are required for protection of your personal property. We also provide Homeowners, Personal Article, Dwelling Fire insurance coverages.
If your own a rental or investment property and do not need to insure personal possessions, dwelling fire insurance will provide the protection for your property.
As a cheaper alternative to homeowners insurance, you may purchase dwelling fire plans for property you do not reside at year-round.
If you are looking to cut costs or avoid large premiums, dwelling insurance can provide protection for your home.
If you live in an older home or a home that is valued at less than $50,000, than your home may only be eligible for dwelling fire insurance.
Our knowledgeable agents can walk you through the process of finding the right policy for you. He/she will go over these points and more to ensure you are equipped to make the right decision for your dwelling fire insurance policy.
Ask your agent to talk you through your property’s value so you can make an informed decision about coverage.
You may qualify for a range of discounts that your agent will help you uncover for increased savings.
Our agents will make sure you know who to call and what happens after you file the claim.