Auto insurance provides protection from financial loss and liability in the case of an accident. Louisiana requires drivers to carry a minimum of liability insurance, but many lenders have further requirements.
Auto insurance policies may include any combination of six coverage types. The most popular are: Property coverage for damage to or theft of your car. Liability protection for your legal responsibility to others for bodily injury or property damage. Medical coverage for the cost of treating injuries, rehabilitation, lost wages or even funeral expenses.
While auto insurance is meant to cover your primary vehicle for transportation, other plans can also be considered for on-the-go. We also provide RV, Motorcycle, Watercraft and ATV insurance coverages. Check with our agents today about including all of your motor vehicles under one plan.
If you get into an accident whether you or another driver is at fault, auto insurance plans cover the damage and legal liability of you and your car.
If you or a passenger are injured during an accident your plan can cover the medical treatment, rehabilitation, lost wages or even funeral expenses.
If you are still paying for your car, your lender will require full coverage insurance.
Our knowledgeable agents can walk you through the process of finding the right policy for you. He/she will go over these points and more to ensure you are equipped to make the right decision for your auto insurance.
Ask your agent to talk you through your car’s features so you can make an informed decision about coverage.
You may qualify for options such as safe driver, multiple policies, or Good Student discounts.
Our agents will make sure you know who to call and what happens after you file the claim.