Inland marine policies cover any item that is mobile in nature or transported for business. These items may not be covered under your business property insurance if they are off-site, so inland marine floaters are used to guard against this risk.
Contrary to what its name implies, inland marine coverage is not boating insurance. The term originates from early shipping days when merchants, who relied on bodies of water for transportation, need protection for their goods. Now, transportation uses a variety of systems over land, rails and air, but the original term still applies. The term floater is used in insurance to refer to a policy that covers gaps or extends coverage of other policies.
Sometimes claims exceed the maximum coverage limits of insurance plans. Don’t find yourself with empty pockets – extend your coverage with an umbrella policy.
This coverage type is for professional musicians, school bands or other organizations.
This coverage type is for property of others in the insured person’s possession for repairs, cleaning, etc.
This covers equipment that is leased out and operated off premises.
Products and/or equipment used in trade shows or other exhibitions.
Portable business equipment, such as used by veterinarians or pet groomers.
Cargo transportation, including goods being shipped to or from the insured.
Our knowledgeable agents can walk you through the process of finding the right policy for you. He/she will go over these points and more to ensure you are equipped to make the right decision for your business.
Ask your agent to talk you through your property’s value so you can make an informed decision about coverage.
You may qualify for a range of discounts that your agent will help you uncover for increased savings.
Our agents will make sure you know who to call and what happens after you file the claim.