Don’t rely on federal disaster assistance. Government assistance may only be offered if the President formally declares a disaster, and even then, the coverage will not be timely, full or guaranteed.
Standard flood policies cover building and contents losses up to a certain dollar amount. If your estimated costs to rebuild are higher than this amount, your business may be eligible for extended coverage with an excess flood insurance policy. Our agents can walk you through determining if this policy is right for you.
Sometimes claims exceed the maximum coverage limits of insurance plans. Don’t find yourself with empty pockets – extend your coverage with an umbrella policy.
Flood insurance has two policy types, one being coverage for the loss or damage of your home up to $250,000. This policy covers the building but not any of your personal property inside your business.
The other polity type covers the loss or damage of your personal property up to $100,000. This policy can be combined with a building property policy so that your business and personal items are covered.
Our knowledgeable agents can walk you through the process of finding the right policy for you. He/she will go over these points and more to ensure you are equipped to make the right decision for your business.
Ask your agent to talk you through your property’s value so you can make an informed decision about coverage.
You may qualify for a range of discounts that your agent will help you uncover for increased savings.
Our agents will make sure you know who to call and what happens after you file the claim.