Employment practices liability insurance, known as EPLI, covers employers in the case of litigation from employees claiming the company violated their rights.
Historically, these suits are raised most frequently against large corporations, but small businesses are not immune from litigation. In fact, small businesses without extensive HR resources are often the most vulnerable. Happy employees can be one of the most important features of a successful business. Take care of your company, and don’t let a disgruntled employee or rejected candidate take advantage of your business.
Sometimes claims exceed the maximum coverage limits of insurance plans. Don’t find yourself with empty pockets – extend your coverage with an umbrella policy.
EPLI coverage protects your business in a range of lawsuits including, but not limited to: Sexual harassment, Discrimination, Wrongful termination, Breach of employment contract, Wrongful infliction of emotional distress and Mismanagement of employee benefit plans.
Many other steps may also be taken to reduce the risk of an employment lawsuit. Our agents can review you current processes and make recommendation, such as simple adjustments to your hiring process, to reduce the risk of a lawsuit even more.
Our knowledgeable agents can walk you through the process of finding the right policy for you. He/she will go over these points and more to ensure you are equipped to make the right decision for your business.
You may qualify for a range of discounts that your agent will help you uncover for increased savings.
Our agents will make sure you know who to call and what happens after you file the claim.